Apple: Apple won’t accept debit, credit cards for in-app purchases, subscriptions in India

Back in October 2021, reserve Bank of India Changed the rules for recurring payments through debit and credit cards. Most subscription-based services running on the recurring payment model suffered and had to be replaced to some extent. AppleHowever, it seems that he has taken a drastic step. If you want to pay for in app purchases or any subscriptions app StoreSo you will not be able to use debit or credit card.
On a support page on the Apple website, the company noted that “regulatory requirements in India apply to the processing of recurring transactions. If you hold an Indian debit or credit card and have a subscription, these changes will affect your transaction.” Transactions may be declined by some banks and card issuers.This post is from April 18 this year.


On another help page for payments made through Apple IDUnder India, there is no option to pay through debit or credit cards. We checked iPhone 15 Pro running on latest iOS 13 version and the only way is to add money to your Apple ID, which can be done through is i and net banking. If you want to purchase an app from the App Store, Apple will instruct you to add funds to your Apple ID first and only then will you be able to purchase it.
Apple is rolling out its Apple ID Funds payment method. Last year, users were getting 20% ​​extra funds for adding to Apple ID. For example, if a user added Rs 1,000 then the total amount added was Rs 1,200. However, this promotion seems to be coming to an end as users are not getting any additional amount when they add funds to Apple ID.
The recurring payment system initially caused a lot of confusion as users could not access certain subscriptions. Apple has ‘resolved’ this issue for now by removing debit cards and credit cards as payment options.

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